SnoCope CU offers Balance financial wellness to our members. If you utilize these free financial wellness resources and call Balance for counseling (call toll-free 888-456-2227; Monday–Thursday 7:30 AM–6 PM, Friday 7:30 AM–5 PM, Saturday 9 AM–2 PM (Pacific Time) please be sure to say SnoCope CU referred you!
Balance is a not for profit counseling organization dedicated to helping people. Balance debt counseling quality standards include: accreditation, certification of counselors, audits and core policies that ensure quality service. Balance offers tools like a Debt Management Plan.
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Many clients work with counselors to explore the option of a Debt Management Plan (DMP) for repayment of their unsecured debts. The DMP can offer lower interest rates, a cessation of certain fees, and lower required monthly payments. Balance works directly with creditors on your behalf. Over the years, the DMP has helped hundreds of thousands of people save millions of dollars and pay off debts, and move closer to their financial goals.
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Balance counselors can review your current spending patterns and create a spending plan that allows you to take charge of your financial situation both month to-month basis and in the long term. They also discuss your financial goals and develop an action plan for overcoming challenges so you can achieve those goals.
Here are some more valuable links to help you with potential financial stress:
Worksheet: Personal Financial Assessment
Article: What to do if your income is reduced.
Article: How to make the most of a reduced paycheck.
Toolkit: Surviving a Financial Hardship
Toolkit: Living on a Reduced Income
Article: How To Access Your Free Credit Reports
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