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Home > Financial Wellness > Adult Program Schedule

Desjardins 2020

FREE Financial Wellness Seminar Schedule 1.5.21    

SnoCope's Award Winning Financial Wellness Program is available to SnoCope members, our employer groups and the surrounding community. 

As of 3.17.20 our seminars are held virtually, so you can attend through your computer or mobile device. 

Here’s how you can to take advantage of these FREE Financial Literacy events.

  • To self-register, click on the red "Click here" next to each title below. 
  • Or you may contact Beth Jarvis. Phone: 425-405-9983 / Email: Beth@SnoCope.org.
    • Be sure to provide the name of the seminar you wish to attend, the date, your name, your email & your phone.
    • We ask for an RSVP so we can send you an email invite to self-register. 

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Savvy Tax Planning - Do You Know How Tax Planning Changes Through the Four Stages of Retirement? - Wed Jan 27, 2021 - 12:00-1:00 PM - Click here to register.

• Retirees often don’t understand how taxes work in retirement. But they’re keenly concerned about the size of their tax bill each year. Learn what’s involved in creating a retirement tax strategy.
• In retirement, your tax rate may vary widely over the years based on the timing and order in which you use different sources of money to pay for your living expenses. You want to apply the tax code in an organized and efficient way.
• Learn about: the critical tax question you must answer BEFORE retirement, the surprises that often make retirement more expensive, what the Social Security “tax trap” is… and much more. 

WA State Dept. of Retirement Systems - Public Employees’ Retirement System (PERS) - Planning Webinar - Wed Feb 24, 2021 - 10:00-11:00 AM and 12:00-1:00PM - Click here to register for the 10AM session. Click here to register for the 12PM session. 

  • Overview and Options of Retirement Benefits

WE ARE REPRISING IT! - WA State Dept. of Retirement Systems - Public Employees’ Retirement System (PERS) - Planning Webinar - Friday, March 5th, 2021 at 12PM.  - Click here to register for the 12PM session. 

  • Overview and Options of Retirement Benefits

Financial Literacy 101 - Wed March 17, 2021 - 10:00-11:00 AM and 12:00-1:00PM - Click here to self-register for the 10AM session. Click here to self-register for the 12PM session. 

  • Understand the three steps to financial freedom
  • How to prepare a budget
  • How to cut back on expenses
  • How to save more and plan for retirement
  • How to set financial goals

First Time & Move Up Homebuyer (Tips for Buying Your Dream Home) – April 22, 2021 10:00-11:00 AM and 12:00-1:00 PM

To self-register for the 10AM Session click here.

To self-register for the 12PM Session click here. 

Whether you are a first-time homebuyer or a move-up buyer everyone will find this comprehensive presentation of great value. Learn about the marketplace. Learn what lenders look for in their homebuyers; get tools to facilitate your home buying search; understand why getting pre-approved before you start your search makes the process smoother; learn five factors of your credit score and why your credit score matters; uncover the “dos and don’ts” and common mistakes that can impact your approval status; take away a mortgage application timeline and much, much, more. 

6 Retirement Account Options Every Retiree Must Know - May 12, 2021 - 10:00-11:00 AM and 12:00-1:00 PM

To self-register for the 10AM Session click here.

To self-register for the 12PM Session click here. 

Six retirement account options every retiree must know: picking the right one after you’ve left your job. Learn the rules for…indirect and direct rollovers, IRA rollovers, the stretch IRA, rollovers for beneficiaries and net unrealized appreciation transactions. At this workshop you will also learn about six different options for your retirement plan funds, SECURE Act changes to IRA planning, when to leave assets in a company retirement plan, how to roll your money to a new company retirement plan, when to roll over to an IRA, when and if you should take a lump sum distribution, and when to convert your funds to a Roth IRA.

6 Ways to Cut the Cost of College - June 16, 2021 - 10:00-11:00 AM and 12:00-1:00 PM

The reality is that paying for college isn’t as scary as tuition rates would lead you to believe. With some know-how, you can slash the price-tag of sending your child to college. Parents are asking: How am I going to afford sending my child to college? Will my child qualify for financial aid? What’s the best way to find the schools that offer the most financial aid? How do I determine if a school is worth the cost? etc... Learn how scholarships and grants are awarded and which ones you should focus on given your financial profile. Evaluate each college’s Net Price Calculator and learn how best to use them to attain a realistic picture of what that college will actually cost. Learn how athletic scholarships are awarded and why they aren’t always as desirable as commonly believed. Learn the difference between government and private loans and how to choose the right ones and much more.

To self-register for the 10AM Session click here

To self-register for the 12PM Session click here

Riskonomics 101 - July 14, 2021 - 10:00-11:00 AM and 12:00-1:00 PM

  • Determine more about your retirement income needs and strategies for generating income to meet those needs.
  • Make sure you do not outlive your retirement assets.
  • Understand the biggest risks retirees face today and the most common retirement pitfalls.
  • Learn more about taking retirement distributions.

To self-register for the 10AM Session click here

To self-register for the 12PM Session click here

Preparing for Retirement - August 25, 2021 - 10:00-11:00 AM and 12:00-1:00 PM

If you are trying to figure out how to retire and wondering how much money you will need for retirement, or when the right time to retire really is --- this seminar is for you. Often, retirement questions include our loved ones with whom we share our retirement income and our concerns about the greatest risks to our retirement. Learn how to invest for retirement and gain more control of your future plans.

  • How do I want to retire?
  • How much money will I need to retire?
  • When is the right time to retire?
  • Who do I share my retirement income with?
  • What are the greatest risks to my retirement?
  • How do I invest for retirement?

To self-register for the 10AM Session click here

To self-register for the 12PM Session click here

Financial Literacy 101 - Sept  22, 2021 - 10:00-11:00 AM and 12:00-1:00 PM

  • Understand the three steps to financial freedom
  • How to prepare a budget
  • How to cut back on expenses
  • How to save more and plan for retirement
  • How to set financial goals

To self-register for the 10AM Session click here

To self-register for the 12PM Session click here

Savvy Social Security Planning - Oct 20, 2021 - 10AM and 12PM sessions. 

What everyone needs to know to make the most of their social security retirement income. Whether you are a Baby Boomer or Generation X or Y, or a Millennial... you will find this presentation valuable and informative.

  • Will Social Security be there for me?
  • How much money can I expect to receive?
  • When should I apply for Social Security?
  • How can I maximize my benefits?
  • Will Social Security be enough to live on in retirement?

To self-register for the 10AM session click here. 

To self-register for the 12PM session click here. 

BONUS WEBINAR!

Savvy Medicare Planning - Oct. 22, 2021 10AM and 12PM sessions. 

In this presentation, you’ll learn:
• What Medicare is, who is eligible for it, and how you get it.
• Who needs to enroll in Medicare and when.
• The two ways to have Medicare—and how to choose.
• What Medicare costs, and how to mitigate those costs through private insurance.
• How to start preparing for future healthcare costs.

To self-register for the 10AM session click here. 

To self-register for the 12PM session click here. 

Healthcare in Retirement  - Nov 17, 2021 - 10AM and 12PM sessions. 

To self-register for the 10AM session click here. 

To self-register for the 12PM session click here. 

  • Long-term care services 
  • Advanced directives 
  • Paying for healthcare in retirement 
  • Health insurance plans 

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Balance offers free webinars to our SnoCope members, employer groups and the surrounding community.  If you are interested in learning just follow the link to self register. If you miss the date, you will be able to watch the recorded webinar at a later date. To view recorded webinars click here. 

Credit Card Makeover Credit: Cards can be a great financial tool, but for some, can lead to debt and financial trouble. This session provides an overview of credit card usage, warning signs of credit issues, and options for debt management and reconstructing existing credit.

1/21/2021 5:30 - 6:30 PM PST  

Click here to register.

Solving The Mystery of Credit Reports: Credit report scores hold a lot of power—they can help buy that first home but can also take away financial opportunities. This session provides an overview of credit bureaus, credit scoring, guidance to dispute inaccuracies, improving credit scores, and dealing with identity theft and fraud.

2/9/2021 10:30 - 11:30 AM PST & 2/18/2021 5:30 - 6:30 PM PST   

Click here to register. Recording available until May 21, 2021.         

Women & Money: Whether it’s having children, career advancement, divorcing, or becoming a widow, there are certain pivotal times in women’s lives that can occur. This session addresses special considerations for budgeting, credit, and insurance.

3/9/2021 10:30 - 11:30 AM PST & 3/18/2021 5:30 - 6:30 PM PST  

Click here to register. Recording available until June 18, 2021.      

Building Your First Budget (Youth): A smart budget helps you cover your expenses and still buy some of the things you want. Find out how to make—and maintain—a budget based on your needs.

4/13/2021 10:30 - 11:30 AM PST & 4/22/2021 - 5:30 - 6:30 PM PST     

Recording available until July 22, 2021, click here to register.                  

Financial First Aid: A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors.

5/11/2021 10:30 -11:30 AM PST & 5/20/2021 5:30 - 6:30 PM PST  

Recording available until August 21, 2021, click here to register. 

30 Ways to Trim a Budget: Stretching your budget is a necessary step to achieving your financial goals.
Learn smart ways to save on the things that impact your finances most, such as food, health care, insurance and more.

6/8/2021 10:30 - 11:30 AM PST  & 6/17/2021 5:30 - 6:30 PM PST  

Recording available until Sept 18, 2021, click here to register. 

Safeguarding Kids Identity: Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior.

7/13/2021 10:30 - 11:30 AM PST & 7/22/2021 5:30 - 6:30 PM PST                 

Recording available until October 23, 2021, click here to register.

Sandwich Gen (Taking Care of Kids & Parents): The Sandwich Generation is positioned in the middle. They care for aging parents while supporting their own children. In this workshop, participants will learn how to manage their parents’ medical, legal and financial needs, while ensuring they stay financially prepared for their kids’ future.

8/10/2021 10:30 - 11:30 AM PST & 8/19/2021 5:30 - 6:30 PM PST 

Recording available until Nov 19, 2021, click here to register. 

Financially Savvy Seniors: Retirement can be a great time for seniors if they are prepared financially. Attendees will learn about specific retirement concerns such as managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more.

9/7/2021 10:30 - 11:30 AM PST & 9/16/2021 5:30 - 6:30 PM PST 

Recording available until Dec 18, 2021, click here to register. 

Using Credit Cards Wisely: A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach.

10/12/2021 10:30 - 11:30 AM PST & 10/21/2021 5:30 - 6:30 PM PST

 Recording available until Jan 22, 2022, click here to register. 

Rebuilding After a Financial Crisis: A job loss, a medical crisis, or other hardship can send a normal financial situation into a tailspin. Participants will learn how to get their finances back on track, including budgeting, repaying debt, rebuilding credit, establishing emergency savings, and replenishing retirement savings.

11/9/2021 10:30 - 11:30 AM PST & 11/18/2021 5:30 - 6:30 PM PST

Click here to register, be sure to choose the date you want to attend. 

10 Steps to Financial Success: We all measure financial success differently, but all paths to get there require discipline and goals. This session teaches participants ways to financial control— including developing a spending plan, creating objectives, weighing insurance needs, and other tools that will help get on the road to personal financial success.

12/7/2021 10:30 - 11:30 AM PST & 12/16/2021 5:30 - 6:30 PM PST 

Click here to register, be sure to choose the date you want to attend. 

 

FREE Financial Wellness Seminar Schedule 1.5.21

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