SnoCope's Award Winning Financial Wellness Program for 2025
This program is available to SnoCope members, our employer groups and the surrounding community.
Our seminars are held virtually (via Go ToWebinar), but you can attend in person if you choose, just call the branch to register or click here to email Tracey in our Marketing Department. Each topic is presented twice once at 10AM and again at 12PM, unless a special topic and then only at 12PM. The information presented is the same between the two sessions.
In 2025 we are please to augment our topics with articles, videos, courses and programs from our Enrich Personal Financial Wellness Program. You'll see specialized links related to each month's topic from Enrich available for you to continue your research and education for FREE at your convenience.
To self-register:
- Choose the topic you're interested in
- Pick what time works best for your schedule
- Click on the "Click here" next to each title/time
- This will take you to the registration page, just fill out the information
- Or you may contact Tracey Johnson. Phone: 425-405-9983 / Email: Tracey@SnoCope.org.
- Be sure to provide the name of the seminar you wish to attend, the date, your name, your email & your phone.
- We ask for an RSVP so we can send you an email invite to self-register.
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May 21, 2025 Recovering from Financial Hardship
The Recovering from Financial Hardship workshop can make sure you are ready and prepared. Specifically, we will discuss the keys to recovering including:
• Establishing goals and being patient
• Modifying your spending and budget
• Taking care, physically and mentally
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program programs and courses:
Course: "Creating a financial plan for your priorities and goals” : https://snocope.enrich.org/courses/creating-a-financial-plan-priorities-goals
Course: "Managing financial stress” : https://snocope.enrich.org/courses/managing-financial-stress
Program: "How to Determine Your Emergency Fund”: https://snocope.enrich.org/emergency-fund
June 18, 2025 Understanding Life Insurance
• How much life insurance do I need?
• What type of life insurance should I buy?
• Life insurance options/benefits
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program courses and videos:
Course: "Assessing your insurance needs”: https://snocope.enrich.org/courses/assessing-your-insurance-needs
Videos: "What is Life Insurance”: https://snocope.enrich.org/videos/what-is-life-insurance
July 16, 2025 Home Ownership
• Benefits of homeownership
• Rent versus own
• Responsibilities of homeowners
• The first step: getting pre-approved
• Navigating the process
• What is credit?
• What is the difference between good and bad credit?
• How to avoid bad credit
• How to improve your credit
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program , courses and program:
Course: “Buying a home and understanding mortgages”: https://snocope.enrich.org/courses/buying-a-home-and-understanding-mortgages
Program: “Home Affordability: Find out if you’re ready to buy a home and how much you can afford”: https://snocope.enrich.org/home-affordability
August 13, 2025 Preparing for Retirement
If you are trying to figure out how to retire and wondering how much money you will need for retirement, or when the right time to retire really is --- this seminar is for you.
Often, retirement questions include our loved ones with whom we share our retirement income and our concerns about the greatest risks to our retirement.
Learn how to invest for retirement and gain more control of your future plans.
- How do I want to retire?
- How much money will I need to retire?
- When is the right time to retire?
- Who do I share my retirement income with?
- What are the greatest risks to my retirement?
- How do I invest for retirement?
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program courses:
Course: "Planning for retirement”: https://snocope.enrich.org/courses/planning-for-retirement
Course: “Living in retirement”: https://snocope.enrich.org/courses/living-in-retirement
August 27, 2025 Savvy Generational Planning
If you do nothing, your legacy will write itself—for better or worse.
Don’t let that happen. Learn how.
Consider these two legacy scenarios:
Scenario 1: You do little or nothing, and leave behind incomplete or conflicting documents. Fighting among family members ensues. Unexpected taxes hit. Important sentiments get left unsaid.
Scenario 2: Your spouse is cared for, your children are prepared for inheritance, your grandchildren understand how you lived and what you believed. Organizations you support carry on their good work.
You have a lifetime of assets, wisdom, experiences, and values. But how do you convey them to the next generation in a way that honors your legacy? Too many people get it wrong. But it shouldn’t be that way.
Attend this complimentary workshop and you will learn:
- How generational planning is replacing traditional, stuffy estate planning
- What happens when a legacy isn’t planned
- A tale of two families: James Gandolfini and Randy Pausch
- How legacy planning can be a meaningful, even fun, process
- How to prepare for sudden incapacity
- The importance of expressing your wishes and conveying your values
- How to successfully transfer your wealth, tangible and intangible
- A six-step process to start leaving your mark on the next generation
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program courses:
Course “Preparing an estate plan”: https://snocope.enrich.org/courses/preparing-an-estate-plan
September 10, 2025 Fraud, Identity Theft and Cybersecurity - ONLY AT NOON
We at SnoCope have seen a drastic increase in fraud and account related cyber crime and want to give you the opportunity to learn ways to protect yourself, your finances and your family.
FBI Special Agent Lanza will explain easy ways to:
- Guard your Social Security Account
- Protect your credit reports
- Avoid scams
- Safeguard yourself from financial account takeovers
- Shield yourself from wire fraud
- Protect your computer
- Prevent identity theft
- Avoid home title fraud
- Defend your devices and home systems
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program courses:
Course “Protecting yourself from identity theft and scams”: https://snocope.enrich.org/courses/protecting-yourself-from-identity-theft-and-scams
September 24, 2025 Washington State PERS - Lunch and Learn In person at the Snohomish County Complex 12PM
Washington State Retirement System Retirement
Overview and Options of Retirement Benefits
Please RSVP by clicking here to email Tracey so we can get a lunch count and send you location information
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program articles:
Article: "How to handle and avoid totally awkward money situations” https://snocope.enrich.org/articles/handle-and-avoid-awkward-money-situations
Article: “Should you always say yes to new opportunities at work?” https://snocope.enrich.org/articles/how-to-make-good-yes-no-decisions-in-life-work
Article: "How to resist financial peer pressure” https://snocope.enrich.org/articles/how-to-resist-financial-peer-pressure
October 15, 2025 Final Wishes, a Discusssion with a Funeral Director and our Branch Manager - ONLY AT NOON
A difficult discussion to have, but a necessary one – What happens when you pass on? A presentation hosted by a wonderful, local Funeral Director that goes over the most common questions and concerns families have regarding what happens when you or a loved one passes, and a funeral needs to be planned. But she presents the information in a more pleasant manner with an upbeat theme at a better time in life when you can clearly think about matters. This is a lighthearted approach to a challenging topic with transparent, factual answers for the questions you and your family might face. Finishing the discussion, you'll here from the SnoCope's Branch Manager on what we, as a financial institution, need to have from the family when someone passes and the process we must follow legally when money is involved.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program articles:
Article: “Gone but not forgotten: debts after death” https://snocope.enrich.org/articles/gone-but-not-always-forgotten-debts-after-death
Article: “Preparing for the death of a loved one: a financial checklist” https://snocope.enrich.org/articles/preparing-for-the-death-of-a-loved-one-a-financial-checklist
Article: “Special Issues: Probate” https://snocope.enrich.org/infographics/special-issues-probate
Article: “Guide to Probate” https://snocope.enrich.org/articles/guide-to-probate-process
October 22, 2025 Healthcare in Retirement
Are you prepared for retirement? Do you have a healthcare plan in place?
The possibilities can be daunting, but planning ahead can make it easier. The Healthcare in Retirement workshop can help you prepare to take care of yourself during your retirement years.
Specifically, we will discuss:
• Options for healthcare in retirement
• The importance of advance directives
• How to pay for it
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program articles and videos:
Article: “How to Estimate and Plan for Healthcare Costs in Retirement” https://snocope.enrich.org/articles/how-to-estimate-and-plan-for-healthcare-costs-in-retirement
Article: “Healthcare Considerations for Early and Traditional Retirees” https://snocope.enrich.org/articles/healthcare-considerations-for-early-and-traditional-retirees
Video: “Affording Healthcare: Options for Retirees 65 and Older” https://snocope.enrich.org/videos/affording-healthcare-options-for-retirees-65-and-older
Video: "Affording Healthcare: Options for Retirees Under 65” https://snocope.enrich.org/videos/affording-healthcare-options-for-retirees-under-65
November 19, 2025 Savvy Medicare Planning
What Medicare is, who is eligible for it, and how you get it.
Who needs to enroll in Medicare and when.
The two ways to have Medicare—and how to choose.
What Medicare costs, and how to mitigate those costs through private insurance.
How to start preparing for future healthcare costs
To self-register for the 10AM Session click here.
To self-register for the 12PM Session click here.
To watch in person at the branch, email Tracey by clicking here.
New for 2025 - You can continue your topic education with our Enrich Personal Financial Program articles and videos:
Video: “Introduction to Medicare” https://snocope.enrich.org/videos/intro-to-medicare
Article: “Do you need supplemental insurance in addition to Medicare?” https://snocope.enrich.org/articles/medicare-and-supplemental-insurance
