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Home > Loans & Credit Cards > Personal Loans > Timeline and Timeline Elite Loan

Break Free from Higher Rates & Fees with SnoCope’s Personal Line of Credit

Set up a revolving, personal line of credit for easy access to money when you need it.

A personal line of credit helps cover those surprise expenses when life just happens. It's ideal for larger, unplanned purchases like a new fridge or washer and dryer or car repair; debt consolidation or Overdraft Protection*.

  • Get up to $10,000*
  • Fixed Rates as Low as 9.99% APR*
  • Access funds from Online Banking, Mobile App, ATM or over the phone 

What Is a Personal Line of Credit:

A personal line of credit is an open-ended, unsecured loan, which allows you to borrow funds as you need them. Interest accrues right away once the funds are withdrawn, and interest is charged only on the outstanding balance until it is paid off.  The minimum payment is 2.5% of the money borrowed. 

Features and Benefits:

  • Unexpected expenses
  • Debt consolidation
  • Overdraft Protection
  • No annual fee
  • No transfer fee


*APR = Annual Percentage Rate. Timeline Elite Line of Credit Loans: get rates as low as 9.99% APR, up to $10,000. All terms and conditions are subject to change without notice. Not all borrowers will qualify for the lowest rate. Actual rate may vary and is subject to credit score. Certain restrictions may apply and subject to membership eligibility. Only one Timeline or Timeline Elite Loan outstanding at a time. 


Easy ways to pay your loan, click here to review your options.

For more info on Overdraft Protection...


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