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Home > Loans & Credit Cards > Personal Loans

Personal Loans

Extra money for those things that just come up. Whether you need cash for a large purchase, unexpected expense or a vacation get-a-way, SnoCope has a number of options that will work for you.

Apply today!

Signature Loan*

  • Up to $20,000*
  • No Collateral Required
  • Competitive Rates


  • Revolving personal line of credit
  • Up to $3,500*
  • Fixed Rate
  • No Collateral Required
  • Rates as low as 12% APR

Timeline Elite*

  • Revolving personal line of credit
  • Up to $10,000*
  • Fixed Rate
  • No Collateral Required
  • Rates as low as 9.99% APR

Preferred Business Partners (PBP) Loan

New to the area, just started working at one of our Preferred Business Partners, or looking to re-establish credit, a PBP Loan can be a great solution.

  • $500 Maximum
  • No Credit Report Required
  • 15% APR Fixed
  • Payroll deduction required
  • Must be a permanent employee of one of our Preferred Business Partners
  • 12 month repayment term
  • Only one loan of this type at a time
  • Current members must be members in good standing
  • Applicants cannot have caused the credit union a loss

Signature, PBP & Timeline
Effective Date: 10/31/22
Loan Product TermNon-Variable APR
Signature Loan Up to 60 Months 13.00% - 18.00%
Preferred Partner Loan****** 12 Months 15.00%
Timeline Revolving 12.00% to 15.00%
Timeline Elite Revolving 9.99%
******Preferred Business Partner Loan: $500 Maximum, Payroll deduction required. Timeline maximum credit line = $3,500. Timeline Elite maximum credit line = $10,000. Visa Classic maximum credit limit = $10,000. Visa Platinum maximum credit limit = $15,000. Annual fee on Platinum Card is $25 (waived the first year).

*APR = Annual Percentage Rate. Rates are subject to credit rating, some restrictions apply. All loans based upon approval of credit (OAC). All rates are subject to change without notice.

*Loans are subject to credit approval, certain restrictions may apply.

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