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Personal Loans

Extra money for those things that just come up. Whether you need cash for a large purchase, unexpected expense or a vacation get-a-way, SnoCope has a number of options that will work for you.

Apply today!

Signature Loan*

  • Up to $20,000*
  • No Collateral Required
  • Competitive Rates


  • Revolving personal line of credit
  • Up to $3,500*
  • Fixed Rate
  • No Collateral Required
  • Rates as low as 12% APR

Timeline Elite*

  • Revolving personal line of credit
  • Up to $10,000*
  • Fixed Rate
  • No Collateral Required
  • Rates as low as 9.99% APR

Preferred Business Partners (PBP) Loan

New to the area, just started working at one of our Preferred Business Partners, or looking to re-establish credit, a PBP Loan can be a great solution.

  • $500 Maximum
  • No Credit Report Required
  • 15% APR Fixed
  • Payroll deduction required
  • Must be a permanent employee of one of our Preferred Business Partners
  • 12 month repayment term
  • Only one loan of this type at a time
  • Current members must be members in good standing
  • Applicants cannot have caused the credit union a loss

Signature, PBP & Timeline
Loan Product TermNon-Variable APR
Signature Loan Up to 60 Months 13.00% - 18.00%
Preferred Partner Loan****** 12 Months 15.00%
Timeline Revolving 12.00% to 15.00%
Timeline Elite Revolving 9.99%
******Preferred Business Partner Loan: $500 Maximum, Payroll deduction required. Timeline maximum credit line = $3,500. Timeline Elite maximum credit line = $10,000. Visa Classic maximum credit limit = $10,000. Visa Platinum maximum credit limit = $15,000. Annual fee on Platinum Card is $25 (waived the first year).

*APR = Annual Percentage Rate. Rates are subject to credit rating, some restrictions apply. All loans based upon approval of credit (OAC). All rates are subject to change without notice. Rates effective as of 3/9/2018

*Loans are subject to credit approval, certain restrictions may apply.

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