Checking Accounts
Get no monthly service fee with SnoCope's Checking or even earn above market rate interest on balances up to $7,500! We offer a variety of checking accounts to meet your specific needs. There's no minimum balance requirements! You can take advantage of benefits like our new, easy to use, Mobile App for the iPhone and Android and our Online Banking with Estatements and Bill Payer. Once you become a member, you'll find it easy to handle all your finances on the go from all your mobile devices. And access to over 30,000 Surcharge Free CO-OP ATMs and over 5000 Surcharge Free CO-OP Shared Branches will give you total flexibility and mobility - which is what you need and what you want. Additionally, SnoCope offers Overdraft Protection Plans.
Please call 425-405-9973 or stop by SnoCope to order your checks.
Rewards Checking
- Pays you interest on balances up to $7,500.00*
- Earn ATM fee refunds up to $10 per month, so every ATM is a free SnoCope ATM
- Increase your savings benefits by combining your Rewards Checking with a Round-Up Savings Account and earn more
- No minimum balance requirement
- No per check charges
- Get touchless digital payment convenience when you add Apple Pay, Google Pay or Samsung Pay to your SnoCope Checking Account
- FREE ATM use at CO-OP ATM Network and SnoCope ATMs
- FREE Visa Debit Card
- FREE 24 hour online and phone access
- FREE Mobile App for iPhone & Android
- FREE online Bill Payer
- FREE Estatements
* Easily Qualify:
- Direct deposit(s) of $1,000.00 or more, per month to your Rewards Checking Account
- 12 settled debit card POS transactions per month
- Sign up and receive e-Statements
- Sign up for, and sign into Online Banking once a month
- Opt in to email e-Marketing messages
- Rate subject to change
To find out more about free online account access through Online Banking please click here.
Basic Checking
- No monthly service fee when you use Estatements
- No minimum balance requirement
- No per check charges
- FREE ATM use at CO-OP ATM Network and SnoCope ATMs
- FREE Visa Debit Card
- FREE 24 hour online and phone access
- FREE Mobile App for iPhone & Android
- FREE online Bill Payer
- FREE Estatements
- Overdraft Privilege Protection
To find out more about free online account access through Online Banking please click here.
Prime Times Checking (Age 55 & Better)
- FREE - 1 box of checks a year
- No monthly service fee for print and/or when you use Estatements
- No minimum balance requirement
- No per check charges
- FREE ATM use at CO-OP ATM Network and SnoCope ATMs
- FREE Mobile App for iPhone & Android
- FREE Visa Debit Card
- FREE 24 hour online and phone access
- FREE online Bill Payer
- FREE EStatements
- Overdraft Privilege Protection
To find out more about free online account access through Online Banking please click here.
Health Savings Account (HSA) Checking
Write checks to pay the medical expenses you've been saving for in your tax-advantaged medical checking account.
- No monthly service fee
- No minimum balance requirement
- No per check charges
- FREE Estatements
Stop by the branch or contact a SnoCope Representative at 425-405-9973 to open an IRA.
Second Chance Checking*
Nobody’s perfect. If you’ve been unable to qualify for a checking account because of your less-than-perfect credit history, maybe SnoCope’s Second Chance Checking Account is for you.
Benefits of SnoCope's Second Chance Checking:
1. When a member's credit score is below 600 and you do not meet regular checking approval criteria, you may still qualify for a Second Chance Checking Account.
2. Overdraft Advance may be granted in as little as six months.
3. Debit Cards may be granted under the standard debit card guidelines.
4. All Second Chance Checking Accounts are individually reviewed and approved by management. Certain restrictions apply, not all members will qualify.*
To find out more about free online account access through Online Banking please click here.
Youth Checking - Sound Savers (Ages 12 - 14) & Money $marts (Ages 15 -17)
With a part time job and bills to pay, your financial needs are increasing. Now might be the time for a youth checking account.
- Parent/Guardian required on account
- No monthly service fee when you use Estatements
- No minimum balance
- No per check charges
- FREE ATM use at CO-OP ATM Network and SnoCope ATMs
- FREE Mobile App for iPhone & Android
- FREE Visa Debit Card
- FREE 24 hour web and phone access
- FREE online Bill Payer
- FREE EStatements
- Overdraft Privilege Protection
To find out more about free online account access through Online Banking please click here.
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